Bridging Loan Brokers Plymouth

Providing Funding Solutions for Success

Hank Zarihs Associates is a team of skilled financial intermediaries who specialise in providing funding solutions for development and investment. Our expertise and experience enable us to present your project to lending institutions in a way that meets their credit committee’s requirements. We conduct due diligence on all projects to identify the best lenders and funding options available.

our services in Plymouth

As a professional bridging loan broker in Plymouth, we pride ourselves on offering a range of expert services to our clients.

  • Funding agreed in minutes
  • Unmortgageable property
  • No proof of income
  • Lending up to 80% LTV
  • No exits fees
  • All asset classes
  • Ground up and conversions
  • 100% of construction cost
  • 90% loan to cost
  • Whole blocks
  • HMO portfolio
  • All asset classes
  • Loans up to 70% LTV
  • Rates from 8.99% Pa
  • Low Exit Fees
  • Loans from £250,000 to £10m
  • To purchase residential or
    commercial property quickly
    from an auction

If you’re looking to buy a property in Plymouth through an auction, you’ll need specialist finance to facilitate the transaction. Luckily, auction loans are designed explicitly for this purpose, providing short-term lending solutions for a variety of property investments, including property renovation, land development, and commercial or residential property acquisition.

Auction finance is solution that is custom-tailored to meet the unique needs of the auction process, which requires completion within 28 working days or less. Unlike traditional long-term finance, auction finance is engineered for quick turnaround times, providing swift access to the funds necessary to complete the transaction.

Buying a property through auction in Plymouth, whether commercial or residential, can be made more accessible with short-term auction finance. Our streamlined process ensures that you receive tailored offers in as little as 20 minutes. We understand that speed is essential in auction finance, and we work closely with each client to provide bespoke lending solutions that fit their individual requirements. Our team of experts has extensive experience in the auction finance market and is well-versed in the intricacies of the auction process.

Investing in Plymouth’s property market through auctions can be a wise decision. However, having access to the right financing solutions is crucial. Our specialist auction loans can provide the short-term finance you need to complete the transaction successfully. Whether you’re a property investor, developer, or business owner, our financing solutions can be tailored to your specific needs.

Why Choose Our Auction Loans?

Our auction loans are designed to be flexible and custom-tailored to your specific requirements, offering you the following benefits:

  1. Our auction loans are engineered for quick turnaround times, providing swift access to the funds you need to complete the transaction.
  2. Team of experts with extensive experience in the auction finance market and is well-versed in the intricacies of the auction process. We work closely with each client to provide bespoke lending solutions that fit their individual requirements.
  3. We understand that every client has unique financing needs. That’s why our financing solutions are custom-tailored to your specific requirements, ensuring that you receive the right lending solution for your property investment goals.
  4.  Our streamlined process ensures that you receive tailored offers in as little as 20 minutes, giving you the speed and efficiency you need to succeed in the auction process.

Are you looking to invest in a new property but struggling to secure long-term financing? If so, a bridging loan may be the ideal solution for you.

A bridging loan is a short-term finance option designed to bridge the gap between the purchase of a property and the arrangement of long-term funding. It’s a popular choice for those who require fast access to funds to acquire a property without the delays and paperwork associated with traditional financing options.

Bridging loans can be used for a variety of purposes, including property renovation, purchasing a commercial property, or any other investment that requires quick access to funds. It’s also ideal for individuals, developers, and enterprises who need to act quickly to secure a property or investment opportunity.

At Hank Zarihs, we understand that every client has unique financing needs. That’s why we provide bespoke solutions tailored to meet your specific requirements. Our team of experts has extensive experience in the bridging loan market and understands the complexities involved in securing these types of loans.

Why Choose Hank Zarihs for Your Bridging Loan?

  1. We understand that time is of the essence when it comes to securing a property or investment opportunity. That’s why we provide fast and efficient service to ensure that you receive the funds you need as quickly as possible.
  2. Team of experts with a wealth of experience in the bridging loan market and understands the intricacies of the process. We work closely with our clients to provide bespoke solutions that meet their unique financing needs.
  3. We pride ourselves on providing our clients with a hassle-free experience. Our team will guide you through the entire process, from application to funding, ensuring that you are fully informed and comfortable with every step of the process.
  4. We understand that every client has unique financing needs. That’s why we provide customised solutions tailored to meet your specific requirements, ensuring that you receive the right financing option for your investment goals.

If you’re a landlord, builder, or property developer seeking development loans in Plymouth, our expert intermediary service is here to assist you. We work with a panel of trusted lenders who specialise in short-term development finance, making it easier for you to access the financing you need.

Development finance is a type of financing used to fund property refurbishment or development costs. It’s a suitable option for experienced borrowers, but we can also assist first-time developers in navigating the complexities of securing development finance.

Our lending panel comprises a range of lenders specialising in short-term development finance. We work closely with our clients to provide tailored lending solutions that meet their unique requirements. Our development finance solutions are ideal for anyone seeking to purchase a property at auction or secure finance against an uninhabitable property, where a standard mortgage is not applicable.

At our expert intermediary service, we pride ourselves on simplifying the process of accessing finance. We assist our clients in navigating the complex landscape of development finance and securing the best possible terms and rates for their financing needs. Our team of experienced professionals is dedicated to providing you with the highest level of service, helping you realise your property development ambitions.

Why Choose Our Expert Intermediary Service for Your Development Finance Needs?

  1. Simplified process: We simplify the process of accessing finance by working closely with our clients to provide tailored lending solutions that meet their specific requirements.
  2. Panel of trusted lenders: We work with a panel of trusted lenders who specialise in short-term development finance, providing you with a range of options to choose from.
  3. Experienced professionals: Our team of experienced professionals is dedicated to providing you with the highest level of service, helping you realize your property development ambitions.
  4. Bespoke solutions: Our development finance solutions are custom-tailored to your unique requirements, ensuring that you receive the right financing option for your property development goals.

If you’re looking for a lump sum of money to finance your personal project or business venture, term loans may be the ideal solution for you. As a team of experts in helping borrowers find the right financing solutions, we specialise in connecting you with lenders who offer the most competitive rates and flexible terms to cater to your specific needs.

At its core, a term loan is a lump sum of money borrowed from a financial institution, such as a lender or bank. The borrower receives the funds upfront and pays back the principal amount plus interest over several months or years. These loans are versatile and can be used for various purposes, such as home renovations, debt consolidation, or funding a new business.

One of the primary advantages of term loans is their typically lower interest rates compared to other types of financing. Interest rates may be fixed or variable, but they are generally lower than credit card rates or lines of credit. Furthermore, term loans offer flexible repayment terms that can be customised to suit your specific requirements.

Term loans are particularly popular among business owners because they can be used for both short- and long-term goals. Whether you need funding for a new project, expanding your business, or simply managing cash flow, term loans can provide the necessary capital to help you achieve your goals.

Why Choose Our Expert Term Loan Service?

  1. We work with a variety of lenders and financial institutions to offer you the best financing options and competitive rates.
  2. We understand that every borrower has unique financing needs. That’s why we provide custom-tailored lending solutions to cater to your specific requirements.
  3. Team of experts who can assist you in securing the financing you need quickly and easily, providing you with a hassle-free experience.
  4. Experts that have extensive experience in the lending industry and can assist you in securing the optimal financing solution to meet your specific needs.

If you’ve recently purchased a commercial property and are considering using it as collateral for a loan against your business property, a commercial mortgage may be the right financing solution for you. However, before making any decisions, it’s crucial to understand the basics of commercial mortgages and how they work.

A commercial mortgage is a type of mortgage loan that is secured against non-residential or commercial real estate. It is specifically designed for businesses or investors looking to buy or refinance commercial assets such as office spaces, rental properties, mixed-use buildings, and even vacant land sites. Unlike residential mortgages, commercial mortgages offer more flexibility and can be tailored to fit specific financing needs.

There are several benefits of using a commercial mortgage to finance your business property. Firstly, commercial mortgages typically offer lower interest rates compared to other forms of financing, such as unsecured loans or credit cards. Secondly, they offer longer repayment periods, which means you can spread your payments out over a longer period of time, making them more manageable. Lastly, by using your commercial property as collateral, you may be able to borrow more money than you would with an unsecured loan.

Qualifying for a commercial mortgage can be more complex than qualifying for a residential mortgage, and there is no one-size-fits-all solution. To successfully qualify for a commercial mortgage, it’s important to consult with our advisors who can guide you through the process and help you find the best financing solution for your specific needs.

Factors that lenders consider when evaluating a commercial mortgage application include the property type and value, your business’s financial history and creditworthiness, the amount of money you are requesting, and your ability to make repayments on time.

If you’re a property developer based in Plymouth or anywhere else in the UK, you may be struggling with the high costs of financing your development projects. Fortunately, joint venture finance is an increasingly popular solution that can help you meet your unique financing needs.

Joint venture finance is a financing solution that involves an investor or partner funding a property development project in exchange for a share of the profits. Essentially, it’s a partnership between the property developer and the investor, where the investor provides the necessary capital to fund the project, and the developer manages the development process.

There are several benefits of joint venture finance, making it an attractive option for property developers. Firstly, joint venture finance allows property developers to kickstart their projects quickly, even if they don’t have sufficient capital at the time. This is because the investor is putting up the funds needed to get the project off the ground.

Furthermore, joint venture finance offers a tailored solution to meet the specific financing needs of property developers. Every project is unique, and joint venture finance can be customised to meet the needs of each development, making it a highly flexible option..

If you’re an experienced developer, joint venture finance can be an excellent option for you. It can provide you with the capital you need to get your projects moving quickly, without having to worry about finding the funds yourself. Additionally, joint venture finance can help you minimise your risk, as you’ll be sharing the risks and rewards of the development project with the investor.

 

Why Choose Us?

When it comes to finding a bridging loan broker in Plymouth, there are many options available, but not all brokers are created equal.

  • Access to the Best Rates and Loan Products from Trusted Lenders

We work with a panel of respected and experienced lenders with excellent track records, providing our clients with access to the best rates and loan products available on the market.

  • Wide Range of Loan Products

Most bridging loans are specialist products not available on the open market. We can get you access to a wide range of loans and deals that you would not find searching directly.

  • Fast and Efficient Service

We understand that time is of the essence when it comes to bridging loans. Our streamlined process enables us to find the right bridging loan for you in minutes, gather information and quotes from lenders within the hour, and arrange your loan within days.

  • Tailored Advice and Transparent Information

We provide tailored advice to our Plymouth clients and transparent information throughout the lending process, ensuring you have full confidence in the products we secure for you.

  • Exemplary Customer Service

At Hank Zarihs Associates, we focus on building long-term relationships with our clients based on providing maximum value. Our superb track record speaks for itself.

 
Our four step simple sales process

our sales process

Confused about finance?
CALL & DISCUSS YOUR ENQUIRY

Call us today to discuss your enquiry. We'll find out what product is suited to your needs - we just need 5 mins of your time.

Receive terms from our lenders
Compare different offers

Once we've received terms from our select panel of lenders, We'll inform you of the options you have and then you'll let us know which offer to proceed with.

We will package your application
submit relevant supporting document

Once you've selected the perfect lender, we'll go ahead and package the application on your behalf, making it a seamless and easy process. We'll then instruct valuation and legals on the same day.

After the valuation, the case will formally be submitted
GET your finance - funds available to draw

Once the case has been submitted and the valuation report is back the case will be formally offered and funds can be made available to drawdown, subject to the legal due diligence being complete – From start to finish, we can have deals ready in as little as 7 working days.