Bridging Loan Brokers Brighton

Providing Funding Solutions for Success

Hank Zarihs Associates is a team of skilled financial intermediaries who specialise in providing funding solutions for development and investment. Our expertise and experience enable us to present your project to lending institutions in a way that meets their credit committee’s requirements. We conduct due diligence on all projects to identify the best lenders and funding options available.

our services in Brighton

As a professional bridging loan broker in Brighton, we pride ourselves on offering a range of expert services to our clients.

  • Funding agreed in minutes
  • Unmortgageable property
  • No proof of income
  • Lending up to 80% LTV
  • No exits fees
  • All asset classes
  • Ground up and conversions
  • 100% of construction cost
  • 90% loan to cost
  • Whole blocks
  • HMO portfolio
  • All asset classes
  • Loans up to 70% LTV
  • Rates from 8.99% Pa
  • Low Exit Fees
  • Loans from £250,000 to £10m
  • To purchase residential or
    commercial property quickly
    from an auction

The process of buying a property in Brighton through an auction can be challenging and requires specialist financing to facilitate the transaction.

Auction loans are short-term lending solutions designed explicitly for property investments, such as property renovation, land development, and commercial or residential property acquisition.

Auction loans are engineered for quick turnaround times, providing swift access to the funds necessary to complete the transaction within 28 working days or less. Unlike traditional long-term finance, auction finance is custom-tailored to meet the unique needs of the auction process. This allows investors to take advantage of time-sensitive opportunities in Brighton’s property market.

Auction finance requires specialised expertise to navigate the intricacies of the auction process. Our team of experts has extensive experience in the auction finance market and is well-versed in the intricacies of the auction process. We work closely with each client to provide bespoke lending solutions that fit their individual requirements, ensuring successful completion of the transaction.

Every client has unique financing needs, and our lending solutions are custom-tailored to meet those specific requirements. This allows investors to choose the right lending solution for their property investment goals. Our flexible lending solutions can accommodate a range of property investments, from commercial or residential acquisitions to land development and property renovation.

Investing in property can be a lucrative venture, but securing long-term financing can be a challenging process.

Bridging loans provide a short-term finance option designed to bridge the gap between the purchase of a property and the arrangement of long-term funding. This paper will analyse the advantages of bridging loans for property investment.

Advantages of Bridging Loans

Bridging loans provide quick access to funds, making them an ideal solution for individuals, developers, and enterprises who need to act quickly to secure a property or investment opportunity. Unlike traditional financing options, bridging loans do not require lengthy paperwork or delays associated with long-term financing options.

This type of investment can be used for a variety of purposes, including property renovation, purchasing a commercial property, or any other investment that requires quick access to funds. This flexibility allows investors to take advantage of time-sensitive opportunities in the property market.

Bridging loans can also be customised to meet the unique financing needs of individual investors. This ensures that investors receive the right financing option for their investment goals. The customized solutions can be tailored to a variety of purposes, including specific investment projects or particular stages of property development.

At Hank Zarihs, our team of experts has extensive experience in the bridging loan market and understands the intricacies of the process. We can provide customised solutions to meet the unique financing needs of individual investors. This ensures that investors receive the right financing option for their investment goals and can be tailored to a variety of purposes, including specific investment projects or particular stages of property development.

If you’re a landlord, builder, or property developer seeking development loans in Brighton, our expert intermediary service is here to assist you. We work with a panel of trusted lenders who specialise in short-term development finance, making it easier for you to access the financing you need.

Development finance is a type of financing used to fund property refurbishment or development costs. It is a suitable option for experienced borrowers, but we can also assist first-time developers in navigating the complexities of securing development finance. Our lending panel comprises a range of lenders specialising in short-term development finance and are ideal for anyone seeking to purchase a property at auction or secure finance against an uninhabitable property, where a standard mortgage is not applicable.

We pride ourselves on simplifying the process of accessing finance. Our team of experienced professionals is dedicated to providing you with the highest level of service, helping you realise your property development ambitions. We assist our clients in navigating the complex landscape of development finance and securing the best possible terms and rates for their financing needs.

If you are seeking a lump sum of money to finance a personal project or business venture in Brighton, term loans may be the ideal solution for you.

As experts in helping borrowers find the right financing solutions, we specialise in connecting you with lenders who offer the most competitive rates and flexible terms to cater to your specific needs.

A term loan is a lump sum of money borrowed from a financial institution, such as a lender or bank. The borrower receives the funds upfront and pays back the principal amount plus interest over several months or years. These loans are versatile and can be used for various purposes, such as home renovations, debt consolidation, or funding a new business.

One of the primary advantages of term loans is that they have lower interest rates compared to other types of financing. Interest rates may be fixed or variable, but they are generally lower than credit card rates or lines of credit. Another advantage is that term loans offer flexible repayment terms that can be customised to suit your specific requirements.

Term loans are particularly popular among business owners because they can be used for both short – and long – term goals. Whether you need funding for a new project, expanding your business, or simply managing cash flow, term loans can provide the necessary capital to help you achieve your goals.

Our expert term loan service offers a wide range of options for borrowers seeking financing solutions. We work with a variety of lenders and financial institutions to offer you the best financing options and competitive rates.

Are you a business owner in need of financing for your commercial property in Brighton? A commercial mortgage may be the perfect solution for you.

A commercial mortgage is a loan that is secured against commercial real estate properties. Unlike residential mortgages, commercial mortgages are specifically designed for businesses or investors who are looking to purchase or refinance non-residential properties such as office spaces, rental properties, mixed-use buildings, and even vacant land sites.

One of the main benefits of a commercial mortgage is the flexibility it offers. These loans can be customised to fit your specific financing needs and offer longer repayment periods than other forms of financing. Additionally, interest rates are typically lower compared to unsecured loans or credit cards.

Qualifying for a commercial mortgage can be more complex than qualifying for a residential mortgage. Factors that lenders consider when evaluating a commercial mortgage application include the property type and value, your business’s financial history and creditworthiness, the amount of money you are requesting, and your ability to make repayments on time.

To successfully qualify for a commercial mortgage, it’s important to consult with our advisors who can guide you through the process and help you find the best financing solution for your specific needs.

As a property developer in Brighton or anywhere in the UK, you understand the challenges of financing development projects. The high costs of financing can be overwhelming, especially if you don’t have sufficient capital. Fortunately, joint venture finance is an increasingly popular solution that can help you meet your unique financing needs and propel your projects forward.

Joint venture finance is a financing solution that involves an investor or partner funding a property development project in exchange for a share of the profits. Essentially, it’s a partnership between the property developer and the investor, where the investor provides the necessary capital to fund the project, and the developer manages the development process.

Benefits of Joint Venture Finance

Joint venture finance allows property developers to kickstart their projects quickly, even if they don’t have sufficient capital at the time. This is because the investor is putting up the funds needed to get the project off the ground.

  • Tailored solutions that meet the specific financing needs of property developers. Every project is unique, and joint venture finance can be customised to meet the needs of each development, making it a highly flexible option.
  • Minimised Risk for experienced property developers who have a proven track record in property development. Investors want to see that their investment is going to be managed by someone with a successful history in property development. Joint venture finance can help you minimise your risk, as you’ll be sharing the risks and rewards of the development project with the investor.

If you’re an experienced property developer, joint venture finance can be an excellent option for you. It can provide you with the capital you need to get your projects moving quickly, without having to worry about finding the funds yourself.

 

Why Choose Us?

When it comes to finding a bridging loan broker in Brighton, there are many options available, but not all brokers are created equal.

  1. Access to the Best Rates and Loan Products from Trusted Lenders We work with a panel of respected and experienced lenders with excellent track records, providing our clients with access to the best rates and loan products available on the market.
  2. Wide Range of Loan Products Most bridging loans in Brighton are specialist products not available on the open market. We can get you access to a wide range of loans and deals that you would not find searching directly.
  3. Fast and Efficient Service We understand that time is of the essence when it comes to bridging loans. Our streamlined process enables us to find the right bridging loan for you in minutes, gather information and quotes from lenders within the hour, and arrange your loan within days.
  4. Tailored Advice and Transparent Information We provide tailored advice to our Brighton clients and transparent information throughout the lending process, ensuring you have full confidence in the products we secure for you.
  5. Exemplary Customer Service At Hank Zarihs Associates, we focus on building long-term relationships with our clients based on providing maximum value. Our superb track record speaks for itself.
 
Our four step simple sales process

our sales process

Confused about finance?
CALL & DISCUSS YOUR ENQUIRY

Call us today to discuss your enquiry. We'll find out what product is suited to your needs - we just need 5 mins of your time.

Receive terms from our lenders
Compare different offers

Once we've received terms from our select panel of lenders, We'll inform you of the options you have and then you'll let us know which offer to proceed with.

We will package your application
submit relevant supporting document

Once you've selected the perfect lender, we'll go ahead and package the application on your behalf, making it a seamless and easy process. We'll then instruct valuation and legals on the same day.

After the valuation, the case will formally be submitted
GET your finance - funds available to draw

Once the case has been submitted and the valuation report is back the case will be formally offered and funds can be made available to drawdown, subject to the legal due diligence being complete – From start to finish, we can have deals ready in as little as 7 working days.