London is, always has been and is always likely to be the UK's prime real estate market. With the highest price growth, fast rental growth and a growing population, the capital is one of the world's premier cities. Not just in the UK, but across the world, people want to move to London and live within the city, and that's never going to change. History is absolutely littered with false promises of some sort of housing collapse in the capital [...]

Bridging loans are one of our most popular financing products for a good reason; they're flexible, fast and can be used for almost anything. We've seen a spike in enquiries from our clients recently as we tend to find that most of the bridging finance we organise is for those involved with property development and investment, however, as the economy grows back to full strength we're also seeing many more enquiries come through about what bridging finance can be used [...]

Bridging loans for downsizing Many have described the 'race for space' following the pandemic, in which many people in the UK are now looking to move out of a home in busier areas and into more rural spaces, but that's not the only new facet of the market as many are looking to downsize their home too, and are now looking for finance or a loan. The pandemic has put UK property, finance, and people's living spaces in sharp focus [...]

With the huge increase in demand for Private Rental Sector (PRS) houses in the past year or so, more houses than ever are coming to the market for rent, however, even this new level of supply is not meeting demand, and so this also means that many properties are coming back off the market just as quick as they entered it. You'll have heard the term 'generation rent' before, and it means that more and more people every year can't [...]

  Bridging finance and bridging loans are one of the most popular short term finance products on the market, and there's a good reason for that - they're one of the fastest types of loan to arrange. Bridging loans are also incredibly versatile and flexible, able to be used for almost anything as long as you meet the criteria. They can be taken out over a very short time, or they can be stretched over a relatively long period, should [...]

  Essentially mezzanine finance is a type of loan or finance for experienced property investors, that works differently and is a more complex way to fund property investment. It's usually used to fund a building or property project, and sits in between the top, or senior, priority debts, and a second charge on the asset. That means that a client may have gotten funding from an initial lender for a set amount that cannot be extended or increased, and secure [...]

  As the UK property market has been recovering from the pandemic in 2020, that has meant that many more investors and property developers are now starting to look at commercial property again. Due to the nature of the economic shut down, it meant that many businesses needed to re-think what they used their physical space for. Commercial space for offices and other businesses where people were able to work from home have now fundamentally changed, whilst internet based businesses, [...]

  Larger HMO properties can be ideal candidates for a number of uses, mainly conversion back into a larger residential property. They can also be converted into flats or other types of property that you can rent out, whilst removing the actual multiple occupation definition. Whilst these types of properties can be lucrative and profitable to invest in and rent out to tenants, they can also be quite complicated and hard work to manage, hence why many of our clients [...]

The number of new landlords entering the UK property recently has sky rocketed thanks to a number of contributing factors. Certainly, if you've been reading the papers recently, and more specifically the finance pages, you'll have seen yourself the level of coverage given to the success of UK property recently. Demand has been rising for some time now, however, following the pandemic the drive for younger renters to move into bigger space, or just their own space, has exploded in [...]

  The demand for quality land in the UK has likely never been higher. We all know that good quality land that is either likely to be granted planning permission, or has had planning permission granted, can be worth thousands or even millions. Once that land has been developed it's worth even more, and that's easy for everybody to see if they just take a look at the share prices of the UK's largest house building companies. Granted, that also [...]