Bridging Loan Brokers Southampton

Providing Funding Solutions for Success

Hank Zarihs Associates is a team of skilled financial intermediaries who specialise in providing funding solutions for development and investment. Our expertise and experience enable us to present your project to lending institutions in a way that meets their credit committee’s requirements. We conduct due diligence on all projects to identify the best lenders and funding options available.

our services in Southampton

As a professional bridging loan broker in Southampton, we pride ourselves on offering a range of expert services to our clients.

  • Funding agreed in minutes
  • Unmortgageable property
  • No proof of income
  • Lending up to 80% LTV
  • No exits fees
  • All asset classes
  • Ground up and conversions
  • 100% of construction cost
  • 90% loan to cost
  • Whole blocks
  • HMO portfolio
  • All asset classes
  • Loans up to 70% LTV
  • Rates from 8.99% Pa
  • Low Exit Fees
  • Loans from £250,000 to £10m
  • To purchase residential or
    commercial property quickly
    from an auction

If you’re considering purchasing a property in Southampton through an auction, securing specialist finance is essential to facilitate a successful transaction.

Auction finance is designed explicitly for this purpose, providing short-term lending solutions that cater to a variety of property investments, including property renovation, land development, and commercial or residential property acquisition.

Tailored to the unique needs of the auction process, auction finance is engineered for quick turnaround times, providing swift access to the funds necessary to complete the transaction within 28 working days or less. Unlike traditional long-term finance, auction finance is a custom-tailored solution that meets the demands of the auction process.

Acquiring a property through an auction can be made more accessible with the right financing solution. Our streamlined process ensures that you receive tailored offers in as little as 20 minutes. We understand the importance of speed in auction finance, and we work closely with each client to provide bespoke lending solutions that fit their individual requirements. Our team of experts has extensive experience in the auction finance market and is well-versed in the intricacies of the auction process.

Choosing the right financing solution is crucial when investing in Southampton’s property market through auctions. Our specialist auction loans can provide the short-term finance you need to complete the transaction successfully. Whether you’re a property investor, developer, or business owner, our financing solutions can be tailored to your specific needs.

If you’re considering purchasing a property but struggling to secure long-term financing, a bridging loan may be the ideal solution for you.

A bridging loan is a short-term finance option that bridges the gap between the purchase of a property and the arrangement of long-term funding. It’s a popular choice for those who require fast access to funds to acquire a property without the delays and paperwork associated with traditional financing options.

Bridging loans can be used for a variety of purposes, including property renovation, purchasing a commercial property, or any other investment that requires quick access to funds. It’s also ideal for individuals, developers, and enterprises who need to act quickly to secure a property or investment opportunity.

At Hank Zarihs, we understand that every client has unique financing needs. That’s why we provide bespoke solutions tailored to meet your specific requirements. Our team of experts has extensive experience in the bridging loan market and understands the complexities involved in securing these types of loans.

Why Choose Hank Zarihs for Your Bridging Loan?

  • Fast and efficient service to ensure that you receive the funds you need as quickly as possible. Our streamlined process ensures that you receive tailored offers in as little as 24 hours, giving you the speed and efficiency you need to succeed in the property market.
  • Our team has a wealth of experience in the bridging loan market and understands the intricacies of the process. We work closely with our clients to provide bespoke solutions that meet their unique financing needs. Our team also has a deep understanding of the property market and can offer valuable advice on the best investment opportunities.
  • Guidance through the entire process, from application to funding, ensuring that you are fully informed and comfortable with every step of the process. We also work closely with your solicitors and other professionals to ensure that the process runs smoothly and efficiently.

At Hank Zarihs, we understand that every client has unique financing needs. That’s why we provide customized solutions tailored to meet your specific requirements, ensuring that you receive the right financing option for your investment goals. Our team will work with you to understand your needs and provide a solution that is tailored to your individual requirements.

As a landlord, builder, or property developer seeking development loans in Southampton, securing financing can be a challenging and complex process. However, with our expert intermediary service, accessing short-term development finance has never been easier. We work with a panel of trusted lenders who specialise in development finance, ensuring that you receive tailored financing solutions that meet your unique requirements.

How Can Development Finance Help?

Development finance is a type of financing used to fund property refurbishment or development costs. It is a suitable option for experienced borrowers, but we also provide assistance to first-time developers in navigating the complexities of securing development finance. Our lending panel comprises a range of lenders who specialize in short-term development finance, providing you with a variety of financing options to choose from.

We pride ourselves on simplifying the process of accessing finance. Our experienced professionals work closely with our clients to provide bespoke lending solutions that meet their specific requirements. Our development finance solutions are ideal for anyone seeking to purchase a property at auction or secure finance against an uninhabitable property, where a standard mortgage is not applicable. We help our clients navigate the complex landscape of development finance, ensuring that they receive the best possible terms and rates for their financing needs.

As you embark on a personal or business venture, one of the most important considerations is financing. Term loans can provide you with the lump sum of money you need to get your project off the ground, and we, as experts in connecting borrowers with lenders, can help you find the ideal solution.

What is a Term Loan?

A term loan is a type of loan borrowed from a financial institution, such as a bank or lender, that provides a lump sum of money to the borrower upfront. The borrower is required to pay back the principal amount plus interest over an agreed period, which can range from several months to years.

Term loans are popular among both individuals and businesses as they can be used for various purposes, such as home renovations, debt consolidation, or financing a new project. These loans offer flexible repayment terms and can be customised to meet the specific requirements of the borrower.

Compared to other types of financing, term loans typically offer lower interest rates, making them an affordable choice for those seeking to borrow money. Additionally, they can be used for both short- and long-term goals, making them a versatile option.

Why Choose a Term Loan?

  • Lower Interest Rates
  • Customisable Repayment Terms
  • Flexible option for a variety of purposes

Whether you’re starting a new business or embarking on a personal project, a term loan can provide you with the financial support you need to achieve your goals. With our expert term loan service, you can rest assured that you will find the ideal financing solution that suits your needs and requirements.

If you’ve recently acquired a commercial property and are exploring financing options, a commercial mortgage may be a suitable solution for you.

What is a Commercial Mortgage?

A commercial mortgage is a loan that is secured against non-residential or commercial real estate. This type of mortgage is specifically designed for businesses or investors who are looking to purchase or refinance commercial properties, such as office spaces, rental properties, mixed-use buildings, or even vacant land sites. Unlike residential mortgages, commercial mortgages offer more flexibility and can be tailored to fit specific financing needs.

Benefits of Using a Commercial Mortgage

One of the main benefits of using a commercial mortgage to finance your business property is the lower interest rates offered compared to other forms of financing, such as unsecured loans or credit cards. Commercial mortgages also offer longer repayment periods, which means you can spread out your payments over a more extended period, making them more manageable. Additionally, by using your commercial property as collateral, you may be able to borrow more money than you would with an unsecured loan.

Qualifying for a commercial mortgage can be more complex than qualifying for a residential mortgage, and there is no one-size-fits-all solution. Lenders consider several factors when evaluating a commercial mortgage application, including the property type and value, your business’s financial history and creditworthiness, the amount of money you are requesting, and your ability to make repayments on time. It’s essential to consult with experienced advisors who can guide you through the process and help you find the best financing solution for your specific needs.

As experts in the field of commercial mortgages, we understand the market inside out. Our team is comprised of highly experienced individuals who are dedicated to providing you with the best possible service. We work tirelessly to ensure that our clients receive the best deals available and that the process is as effortless as possible.

If you are looking for a rapid and efficient way to secure the best commercial mortgage deals on the market, look no further than our expert team. With our tailored advice, efficiency, and expertise, we will ensure that the process is effortless for you, allowing you to focus on your property portfolio.

If you’re a property developer looking to fund your next project, joint venture finance could be the solution you’ve been searching for. This powerful form of finance involves an investor or partner funding your entire property venture in exchange for a share of the profits. With joint venture property finance, you can unlock your property potential and achieve your development goals faster.

What is Joint Venture Finance?

Joint venture finance is a form of financing where an investor or partner agrees to fund 100% of your property venture for a share of the profits. This financing solution creates a partnership between you and the investor, with you managing the development process and the investor providing the necessary capital.

This type of finance is an excellent option for experienced property developers who want to maximise their returns. Investors are attracted to joint venture finance because they want to work with developers who have a proven track record in property development. As an experienced developer, joint venture finance can provide you with access to the capital you need to take on bigger projects and achieve higher returns.

Joint venture finance also provides a powerful tool for managing risk. With the investor sharing the risks and rewards of the development project, you can minimise your exposure to risk and focus on delivering results. This makes joint venture finance an ideal solution for property developers who want to manage their risk effectively while still achieving their development goals.

Our customised joint venture finance solutions are tailored to meet the specific financing needs of your project. We understand that each development is unique and requires a bespoke financing approach. Our team of specialists will work closely with you to understand your project and what you’re looking for in a financing solution.

Whether you need financing for a small residential development or a large commercial project, we can help you find the right lenders and investors to meet your needs. Our approval process is fast and efficient, with funds being released shortly after approval.

 

Why Choose Us?

When it comes to finding a bridging loan broker in Southampton, there are many options available, but not all brokers are created equal.

  • Access to the Best Rates and Loan Products from Trusted Lenders

We work with a panel of respected and experienced lenders with excellent track records, providing our clients with access to the best rates and loan products available on the market.

  • Wide Range of Loan Products

Most bridging loans in Southampton are specialist products not available on the open market. We can get you access to a wide range of loans and deals that you would not find searching directly.

  • Fast and Efficient Service

We understand that time is of the essence when it comes to bridging loans. Our streamlined process enables us to find the right bridging loan for you in minutes, gather information and quotes from lenders within the hour, and arrange your loan within days.

  • Tailored Advice and Transparent Information

We provide tailored advice to our Southampton clients and transparent information throughout the lending process, ensuring you have full confidence in the products we secure for you.

  • Exemplary Customer Service

At Hank Zarihs Associates, we focus on building long-term relationships with our clients based on providing maximum value. Our superb track record speaks for itself.

 
Our four step simple sales process

our sales process

Confused about finance?
CALL & DISCUSS YOUR ENQUIRY

Call us today to discuss your enquiry. We'll find out what product is suited to your needs - we just need 5 mins of your time.

Receive terms from our lenders
Compare different offers

Once we've received terms from our select panel of lenders, We'll inform you of the options you have and then you'll let us know which offer to proceed with.

We will package your application
submit relevant supporting document

Once you've selected the perfect lender, we'll go ahead and package the application on your behalf, making it a seamless and easy process. We'll then instruct valuation and legals on the same day.

After the valuation, the case will formally be submitted
GET your finance - funds available to draw

Once the case has been submitted and the valuation report is back the case will be formally offered and funds can be made available to drawdown, subject to the legal due diligence being complete – From start to finish, we can have deals ready in as little as 7 working days.